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Also I take time reading the details and the information about their services and the coverage to be sure that I am getting the best service for the best offer.

Form a partnership with your beginning reader by setting aside fifteen or twenty minutes a day to read with rather than to your child. (That’s what makes you a partner rather than story reader.)
If you can’t spare the time, an older brother or sister or a babysitter might be willing.
Here are a couple of techniques that reading partners can try together:
• Reading Echo. First you read a line, then your child reads the line back to you. This technique encourages children to read with expression and without hesitation.
• Buddy System. Yo read a Sentence, paragraph or page, then your child reads the next sentence, paragraph or page. Move from picture books with minimal text to books with short chapters. You read one chapter, your child reads the next. Keep a homemade bookmark in the page where you finish reading.

Here’s a new savings plan fur your children: the children enjoy a new word every day, then save it in a personal word bank. Day after day they draw on these savings fur reading fun and reinforcement.
Let each child decorate a file box with colorful pictures or stickers. Inside it go the pack of dividers (in alphabetical order), and behind them enough file cards to fill the box.
Each morning take a card from the back of the box and-ask for a new word your child would like you to write. Any word is okay. If Grandma is planning to visit that day, the grandchild may want you to write Grandma. If the dog has jumped on the sofa, the desired word might be couch, sofa, down, or even naughty. Write in large upper- and lower-case letters while your child watches and repeats the word.
Hand your child the new card to do with as he or she pleases for a while. Your child may want to draw a picture on it, post it in a toy post box, read it to a friend or baby sister, stick it up on a noticeboard, or tape it to the fridge. When your child has finished with the word, help file it in the word bank behind the appropriate letter divider.
Each morning (or whatever tune you wish) your child can take out the old word cards, read or repeat the words, redeposit the -cards, and receive a new word. When a child has saved for a while, rather than remove all the words for a review each day, he or she can draw one word from each letter of the alphabet or draw all the words filed under one letter.

Since you can’t always drop what you’re doing every time your enthusiastic young reader feels like opening a book, help your child find another audience. If an older child in unavailable, suggest that a few, favorite dolls or soft-toy animals listen to your child read instead.
Seat this quiet audience at the foot of your child’s bed or reading chair. Or if a soft-toy animal is large enough, your child might enjoy sitting on its lap. When the reading gets under way, slip out of the room and go back to what you were doing.
Dolls and animals may like to join your regular read-aloud sessions. Bunnies will be all ears when you read The Tale of Peter Rabbit, and no teddy bear will want to miss an episode in the ‘Little Bear’ series. When you can, find the appropriate animal doll. Following the reading, you might help the ‘guest expert’ answer all your child’s questions.

Bedtime stories are only one example of reading aloud. This intimate experience with your children begins the very first time you recite a nursery rhyme to them as infants, and continues through their school years whenever, for example you read aloud a newspaper tidbit you think will interest them.
You can read aloud to your children almost anywhere — on a bed, in a comfortable chair large enough for two, under a shady tree, or inside a makeshift tent. Or you can go beyond the ‘basics’ by adding hats or costumes, an audience of dolls, or a homemade recording of sound effects. You can also make up your own stories.

Continue to read aloud when your children learn to read -. challenge their imaginations with picture less books, and bolster their vocabulary with stories above their reading level. Encourage them to read aloud to you from whatever written material is. at hand
— road signs, a restaurant menu, the cereal packet, or captions in the family photo album.
Just as you share the pleasure of reading by reading aloud to a child, he or she may in turn share it with a younger brother or sister who can’t yet read, or with someone whose ability to read has been physically impaired. At any age, reading aloud whets the appetite for reading experiences of all kinds.

Children pick up sound patterns very quickly. After you recite nursery rhyme to your children two or three times, they may be able to fill in the end rhymes if you pause.
Read a nursery rhyme aloud to your children. Then read it again, but this time ask your children to repeat each line after you. Once they’re familiar with a rhyme, pause to let them supply the rhyming word at the end of a line. For example ‘Jack and Jill went up the …‘ Before long, they’ll be able to recite most or all of the rhyme without a cue from you.
Besides nursery rhymes, your children may enjoy rhyming books and longer poems from a children’s anthology. See if your library has an appealing collection, but don’t hesitate to share some of your own favorite verse.